Thanks... that's perfect... KInda what I had in mind. I bought some puffers and many of the reviews say they are comfortable down to about 35F. Last cruise we brought heavy winter jackets and took up too much space in our suitcases so wanted something packable. I was think using in combination with a a layer of sweater or sweat shirt - Also have a waterproof slicker which I bought oversize o wear over the top if required.