I don’t work for any company that sells insurance, but I doubt it. I know for my world cruises, I’ve had somewhat limited insurance offerings. Many don’t cover more than 90 days. We tacked on pre and post cruise trips to visit friends in Florida. The length of time we were gone exceeded the max duration for our trip insurance. So we calculated it from the day we left home until the day the ship returned to Florida. We figured once we were in the US, our regular medical insurance would cover us.