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ALWAYS CRUZIN

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Everything posted by ALWAYS CRUZIN

  1. Any bartender will fill you water container also. All free as you mention.
  2. From what I have read. Most all cruise ships do not check for the proper closing of the automatic water tight fire doors. That does bother me for sure. You would think that would at the very least be a weekly check.
  3. There is no limit at all. Same as Medicare. There is a $3,900.00 maximum out of pocket annually which I meet because I have cancer. Those charges add up fast. After those co-pays and deductibles Humana pays 100%.
  4. Our favorite Princess ship is the Sky Princess. Loved it above Celebrity any day.
  5. Where on the ship do they have it available? Windjammer?
  6. Like I said. We have Humana and they will cover whatever the cost is for medical care anywhere. We pay zero per month for it. Our Medicare pays them.
  7. This is an over view of what is covered. Remember we do not cruise anywhere but the Bahamas and the Caribbean. For us this is perfect. You would need to visit BoA for the complete coverage. The paper we have is fine print and many pages of coverage. The earning rate we get is the maximum 3-1/2% because of what we keep in your accounts. You must use the card to purchase you cruise There’s a travel credit card that doesn’t get as much love as some other popular choices — and that’s the Bank of America® Premium Rewards® credit card. For those not familiar with this card, it comes with a sign-up bonus of 50,000 points after you spend $3,000 within the first 90 days of account opening. For a $95 annual fee, the Premium Rewards card highlights include a 2x earning rate on travel and dining purchases, 1.5x on all other eligible purchases, and an up-to-$100 airline credit to cover ancillary purchases such as seat upgrades, baggage fees, inflight services and more. Every four years, you’ll also get up to a $100 Global Entry credit, which can be used to give you TSA PreCheck or Global Entry — something every frequent traveler should have in their arsenal. Aside from these benefits, there are some perks that aren’t as widely advertised but can be just as valuable — so let’s go over the top five lesser-known perks of the Bank of America Premium Rewards credit card. No one wants to lose their luggage when they travel. There’s a lot to worry about, from working with the airline to try to get your bag back and going without all of your essentials. But the Bank of America Premium Rewards card offers something to help ease that pain. If you pay for your trip costs with this card, the lost luggage coverage protects both your luggage and the contents inside of it if it’s lost or stolen due to theft or misdirection by the common carrier. Bank of America defines common carriers as airlines, buses, trains and cruise ships. Along the same lines as the lost luggage reimbursement, the Premium Rewards card also offers coverage if your bags are delayed. When your checked baggage is delayed for at least six hours with a common carrier, you can receive up to $100 per day for up to five days that your baggage is delayed. The card’s benefit is limited to expenses incurred for essential items, such as toiletries, clothing and chargers for electronic equipment. If something comes up with your trip, the Premium Rewards Card helps to ensure that you’re not completely losing everything you spent. If you have to cancel your trip due to a covered reason, the benefit will cover up to $2,500 per trip for any unused, prepaid, non-refundable travel expenses. Covered types of non-refundable expenses include airfare and other common carrier fares (such as cruises, buses, and train), hotel costs, tours booked through a tour operator, prepaid rental cars, rented recreational vehicles, change fees and commercial recreational excursions. Your trip will be covered for reasons such as accidental injury, change in military orders, a call to jury duty, a named storm warning and more. However, not all expenses are covered: Some examples are a change in plans, a change in financial circumstances, any loss because of unused vouchers, tickets, credits or coupons, and more. If you run into a problem with a purchase you just made, the Premium Rewards Card covers you whether the item is stolen or damaged. Say, for example, you bought a new iPhone, and just a few days after having it, you drop it right on its face. The screen completely shatters and it isn’t useable. If you didn’t purchase Apple Care, the purchase protection of your Premium Rewards Card could really come into play here. The purchase protection with this card will repair, replace or reimburse you for an eligible item purchased with your card that is stolen or damaged within 90 days of purchase. You’ll be covered for up to $10,000 per claim. Along the same lines, the Premium Rewards Card also offers an extended protection benefit. This perk doubles the time period of the manufacturer’s warranty for up to one additional year on warranties of three years or less. This benefit gives you access to Visa Signature’s portfolio of premium hotels. If you stay with one of the hotels in the collection and pay with your Premium Rewards card, you’ll get benefits that include best rate guarantee, late checkout, free breakfast daily for two, automatic room upgrades (if available), a $25 daily food or beverage credit and more. While the Bank of America Premium Rewards credit card has plenty of perks on the surface, some of its greatest benefits aren’t as widely advertised. From reimbursing you for lost luggage to offering you special treatment at a collection of premium hotels, the card offers value in various ways. Trip delay Provides up to $500 per ticket purchased for you and your eligible family members for reasonable expenses if a covered trip is delayed (due to a covered hazard) for more than 12 hours. Trip Cancellation/Interruption Provides reimbursement of up to $5,000 per person, per trip, for the unused prepaid non-refundable travel expenses including passenger fares, tours, and hotels if you have to cancel due to a covered reason. Baggage Delay Provides reimbursement of up to $100 per day (up to five days), when your bags are delayed or misdirected by a common carrier for more than six hours for essential items including clothing. Coverage is secondary to the common carrier. Lost Luggage Reimbursement Provides you coverage for luggage and its contents if they are lost or stolen due to theft or misdirection by the common carrier (airline, bus, train, cruise ship). Common Carrier Travel Accident Insurance Provides you coverage against accidental loss of life, limb, or sight while traveling by land, air, or sea on a licensed common carrier, when you purchase tickets using your card. Traven & Emergency Assistance Lets you get help coordinating medical, legal, and travel services when you are traveling. The cost of any goods or services is your responsibility. Emergency Evacuation & Transportation Coverage If you or a member of your immediate family are injured or become sick during a trip far from home that results in an emergency evacuation, you can be covered for eligible medical services and transportation. Purchase Security Can repair, replace or reimburse you, if an eligible item purchased with the card is stolen or damaged within 90 days of purchase. Provides reimbursement of up to $10,000 per claim. Warranty Manager Service Doubles the time period of the manufacturers' warranty, up to one additional year, for eligible items purchased with your card. You can also register your receipt and warranty information, which can be kept on file on warranties of three years or less, when you need them. Return Protection Provides you with reimbursement for the cost of an eligible item of personal property if you are dissatisfied with the item for any reason within 90 days of the purchase and if the retailer will not accept the return. Coverage is limited to $250 per eligible item and up to $1,000 annually. Items must be received by the Benefit Administrator in like-new/good working condition. Auto Rental Collision Damage Waver Provides you reimbursement for damage due to collision or theft. Coverage is supplemental to and in excess of other insurance. You must decline the collision/loss damage waiver offered by the auto rental agency. Roadside Dispatch Program Offers you a 24/7 on-demand referral dispatch network that provides emergency roadside assistance, towing, and locksmith services giving you peace of mind when you’re out on the road.
  8. I think that would depend what ship you are on. Ours was on the pool deck. Not the Windjammer. We were able to get it sliced. Going on the Harmony in September. Well se what happens on that ship.
  9. You may be correct. We do have Hurricane insurance added to the home owners. Even though. Our cost of living in Florida is very low. No state income tax either.
  10. Do not know if I mentioned it. We live in the beautiful state of Florida. It does take care of the residence here.
  11. FYI Right now is a great time to purchase 100 shares of carnival stock. A 7 day cruise gives you $100 OBC for Carnival or Princess. If you are a veteran Princess also give you another $100 OBC
  12. Use this to access it. The first time it will take you to Carnivals web site. Log in. Now do it again. Look at the bottom left of the inoice. it should be there. Where the Xs are in place of them enter your booking number. https://www.carnival.com/booked/document?BookingNumber=XXXXXX&IsPrintLuggageTagsSelected=true&IsPrintPassFlightSelected=false&IsPrintCruiseInfoSelected=true
  13. The government gives you an amount you cannot go over, right now I think it is $27,000.00 married or you will pay tax on it. My social security is not taxed nor is my Roth IRA that I have with my annuity. The other IRAs I have with my annuity do not take me over the $27,000.00 so I pay no income tax at all. I must watch it if I make extra income not to go over that amount. What I sell on ebay also is below the reported amount. My monthly income now is more than I made working. Thus cruising 4-6 times a year is poissible.
  14. Look at all the future savings. Check the fluids, tire rotation and or replacement. Hum, what else to have serviced. NOTHING. No oil changes, no transmission, no spark plugs to replace, to radiator, with regen no brake replacements, no hot engine or over heating problems. Plus a nice quiet ride and super power when needed. Stuck in traffic, A/C on, no overheating in 100 degree weather. No wasted gas at stop lights. The more we drive it the more we love it.
  15. Mine has excellent coverage including replacement of luggage and much much, more. Before you say what you are saying, you first must read what my insurance covers. It is massive and excellent. As for air evacuation, I would think that would be rare. We cruise only the Caribbean and the Bahamas. If we had to fly back to Florida that is not expensive at all. So to each there own. Whatever floats the boat for you. I am retired and have Humana supplement insurance. I did have a medial situation on one cruise and submitted to Humana, received a check in two weeks.
  16. When you do tell them to cut the meat as thin as possible. Make sure you get some sort of gravy between the layers of meat. If you like the topping, give it a try. Get it on the side not on the sandwich. The roll is the most important part of the taste.
  17. I wanted an EV for a few years. Last November they had a super sale on a 2021 Show Room Chevy Bolt Premium. So many extras on it and no charge because it was a show room vehicle and an additional $5,000.00 discount. My problem being retired and no longer required to pay income tax. The tax break was useless for me. I wish it was given as a discount at time of purchase. Anyhow, now seeing what gas prices are. I really lucked out anyhow. To charge at 80% it costs me $7.00 on my home electric bill. Guess we are way off of the topic.
  18. Simple. Celebrity is upscale from Princess. Better everything.
  19. Carnival says they are the FUN ship. They are! A younger crowd and party orientated. Not that Princess is boring. They are for the older cruisers that like relaxation. Enjoy quieter times. Princess food is better. The upscale of Carnival.
  20. You must figure for at least two. That is the minimum you MUST purchase.
  21. You may have to enter your booking number and your last name for the other two.
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