wombat13 Posted November 28, 2017 Author #126 Share Posted November 28, 2017 I believe ANZ will make it a condition of the change - just as Westpac did when they moved from QBE to AllianzOf course I can’t guarantee that but for $75 and a payment of $250 on the card it’s worth the gamble IMHO Yes it may be wise to do that. Atm everything I have booked including airfares (with points) can be cancelled without cost. My JR passes can only be purchased 3 months out. I always keep Nth Korea in mind. It won't stop me going unless war breaks out of course. God forbid. But you raise a valid point. Will look into it. Thanks Sent from my Nexus 7 using Forums mobile app Link to comment Share on other sites More sharing options...
wombat13 Posted November 28, 2017 Author #127 Share Posted November 28, 2017 Thanks. And it’s only the PE’s that are not listed as automatically covered for that you have to apply for? Most of mine are on the list with the exception one. Sent from my iPad using Tapatalk Yes only talking about PE not on the list Sent from my Nexus 7 using Forums mobile app Link to comment Share on other sites More sharing options...
wombat13 Posted November 28, 2017 Author #128 Share Posted November 28, 2017 Checking would be best, never assume when it comes to Insurance.Thanks Mic Sent from my Nexus 7 using Forums mobile app Link to comment Share on other sites More sharing options...
NSWP Posted November 28, 2017 #129 Share Posted November 28, 2017 Is the spend amount for the ANZ Platinum Card $250 pp? Sent from my iPhone using Tapatalk Still $250 to be paid on your trip, to activate your cover. I paid all my next trip, airfares, 3 cruise deposits and hotels etc on my ANZ Frequent Flyer Platinum Card. Re Pre Existing Conditions (PE) on the ANZ card travel insurance, QBE charge from $75 pp, for a PE not on the 'free list.' But as has been said, no guarantee they will accept your PE, risk assessment is done. Link to comment Share on other sites More sharing options...
Bodogbodog Posted November 28, 2017 #130 Share Posted November 28, 2017 Re Pre Existing Conditions (PE) on the ANZ card travel insurance, QBE charge from $75 pp, for a PE not on the 'free list.' But as has been said, no guarantee they will accept your PE, risk assessment is done. But if you apply and they decline cover for the PE then there is no charge. The $75 is only paid when you book the cover in response to their offer, which is fair enough I have yet to see anyone reporting that QBE have declined PE cover, Allianz on the other hand have declined cover for the same PE's that QBE have accepted Link to comment Share on other sites More sharing options...
Rare MicCanberra Posted November 28, 2017 #131 Share Posted November 28, 2017 But if you apply and they decline cover for the PE then there is no charge. The $75 is only paid when you book the cover in response to their offer, which is fair enough I have yet to see anyone reporting that QBE have declined PE cover, Allianz on the other hand have declined cover for the same PE's that QBE have accepted That is one risk I don't know if we would take if we swap CCs. Link to comment Share on other sites More sharing options...
NSWP Posted November 28, 2017 #132 Share Posted November 28, 2017 E mailed QBE yesterday @ 3pm re letter of eligibility re complimentary Travel/Medical Insurance per my ANZ Frequent Flyer Platinum Card. By 4.30pm, got a reply with letter, printed it out and put it inside the policy booklet, last edition was 20 June 2016 and is current. But they also E mailed the book anyway along with contact numbers, good service.:cool: Link to comment Share on other sites More sharing options...
NSWP Posted November 28, 2017 #133 Share Posted November 28, 2017 But if you apply and they decline cover for the PE then there is no charge. The $75 is only paid when you book the cover in response to their offer, which is fair enough I have yet to see anyone reporting that QBE have declined PE cover, Allianz on the other hand have declined cover for the same PE's that QBE have accepted Correct 75 bucks on acceptance of pre existing. Link to comment Share on other sites More sharing options...
Rare MicCanberra Posted November 29, 2017 #134 Share Posted November 29, 2017 E mailed QBE yesterday @ 3pm re letter of eligibility re complimentary Travel/Medical Insurance per my ANZ Frequent Flyer Platinum Card. By 4.30pm, got a reply with letter, printed it out and put it inside the policy booklet, last edition was 20 June 2016 and is current. But they also E mailed the book anyway along with contact numbers, good service.:cool: Good work. Link to comment Share on other sites More sharing options...
Rare MicCanberra Posted November 29, 2017 #135 Share Posted November 29, 2017 Correct 75 bucks on acceptance of pre existing. Pretty much a processing fee. Link to comment Share on other sites More sharing options...
NSWP Posted November 29, 2017 #136 Share Posted November 29, 2017 Great news, Go ANZ and QBE!!......now finger crossed you never have to use it:) All the reviews I have read states the ANZ Travel Insurance as one of the best re the low amount to activate, coverage and successful claims.....hoping they never change to Allianz. STOP PRESS !!! I just went into ANZ Cards site, re travel insurance. Believe it or not...ANZ Credit Card Travel Insurance goes over from QBE to ALLIANZ on 11 April 2018. !!!:evilsmile: You need to read all about it, conditions, honouring etc. In their reply to me yesterday arvo, QBE said nothing about the ANZ change over. Link to comment Share on other sites More sharing options...
Bodogbodog Posted November 29, 2017 #137 Share Posted November 29, 2017 STOP PRESS !!! I just went into ANZ Cards site, re travel insurance. Believe it or not...ANZ Credit Card Travel Insurance goes over from QBE to ALLIANZ on 11 April 2018. !!!:evilsmile:You need to read all about it, conditions, honouring etc. Can you post a link to it as I can't find anything on the ANZ website about that If it's correct then it certainly pays to have activated the insurance at the earliest opportunity. I have both my 2018 cruises covered under the ANZ/QBE policy with the PE's included Once activated I believe they would have a hard job not honouring the policy - based on what's in the policy document Link to comment Share on other sites More sharing options...
The_Big_M Posted November 29, 2017 #138 Share Posted November 29, 2017 Can you post a link to it as I can't find anything on the ANZ website about that https://www.anz.com.au/personal/credit-cards/using/premium-insurance/ "Complimentary insurance provider is changing from QBE to Allianz Effective 11 April 2018, the insurer of your ANZ Credit Cards Complimentary Insurance will be changing from QBESuperscript: 1 Insurance to AllianzSuperscript: 3." Link to comment Share on other sites More sharing options...
Bodogbodog Posted November 29, 2017 #139 Share Posted November 29, 2017 https://www.anz.com.au/personal/credit-cards/using/premium-insurance/ Thanks That is a real pain - the Q&A is pretty much identical to how Westpac's change was handled Existing approved PE cover continues The problem comes when you apply with exactly the same PE's for Allianz underwritten cover - in my experience they will reject you (I'll be delighted to be proven wrong) I'm glad this thread was started recently as it prompted me to apply for PE cover for our August trip - which Allianz had declined PE cover for based on my Westpac Black card Guess I'll be shopping around for 2019 - but that's next years challenge... Good luck to others impacted Link to comment Share on other sites More sharing options...
Rare cheznandy Posted November 29, 2017 #140 Share Posted November 29, 2017 Thanks for all that info guys......we should have seen it coming:rolleyes: For us, it looks like nothing changes as we have no pre existing. I have had a quick read of the new Allianz Policy and it looks exactly the same as QBE, states Domestic froms part of the International travel as long as it is with in 48hrs, activating it is still $250 etc.......and still states a cruise with an international port. and just to add, I too am glad this thread was started as it has cleared up a lot of stuff, good luck to those with PE's.......our time will come!! Link to comment Share on other sites More sharing options...
wombat13 Posted November 29, 2017 Author #141 Share Posted November 29, 2017 Oh No. Looks like I had better put in PE now for May. And then what.......... Sent from my Nexus 7 using Forums mobile app Link to comment Share on other sites More sharing options...
Bodogbodog Posted November 29, 2017 #142 Share Posted November 29, 2017 For those who already have the ANZ Premium card and want to try to apply for PE cover on the QBE policy you can try and apply now @ travel.qbe.com/qbe/anz - you can only apply for cover 12 months out The application form is still there to be filled in - whether they process and approve it remains to be seen Remember if you are applying to make sure you also activate the cover by making the required payment Link to comment Share on other sites More sharing options...
wombat13 Posted November 29, 2017 Author #143 Share Posted November 29, 2017 (edited) For those who already have the ANZ Premium card and want to try to apply for PE cover on the QBE policy you can try and apply now @ travel.qbe.com/qbe/anz - you can only apply for cover 12 months out The application form is still there to be filled in - whether they process and approve it remains to be seen Remember if you are applying to make sure you also activate the cover by making the required payment The welcome pack I received on Monday 27 Nov has no mention of this. It must have just happened. If I put in my PE now for May 2018 and it gets approved. The $250 spend has to be done before you leave the country. So I assume does not have to be done at same time.???? Also have b2b cruises in April 2019 so far ahead anything can happen!!! Edited November 29, 2017 by wombat13 Link to comment Share on other sites More sharing options...
NSWP Posted November 29, 2017 #144 Share Posted November 29, 2017 https://www.anz.com.au/personal/credit-cards/using/premium-insurance/ "Complimentary insurance provider is changing from QBE to Allianz Effective 11 April 2018, the insurer of your ANZ Credit Cards Complimentary Insurance will be changing from QBESuperscript: 1 Insurance to AllianzSuperscript: 3." Thanks for putting up the link.:halo: Link to comment Share on other sites More sharing options...
wombat13 Posted November 29, 2017 Author #145 Share Posted November 29, 2017 Yes thanks for letting us know Sent from my Nexus 7 using Forums mobile app Link to comment Share on other sites More sharing options...
Bodogbodog Posted November 29, 2017 #146 Share Posted November 29, 2017 I just hope ANZ and NAB who use QBE don’t move to Allianz Just in case people were wondering about NAB as an alternative for those with Pre Existing conditions - I just spoke to QBE and that cover does not include PE's or provide the option for cardholders to apply for PE cover So not an option for those of us with PE's Link to comment Share on other sites More sharing options...
wombat13 Posted November 29, 2017 Author #147 Share Posted November 29, 2017 Just in case people were wondering about NAB as an alternative for those with Pre Existing conditions - I just spoke to QBE and that cover does not include PE's or provide the option for cardholders to apply for PE coverSo not an option for those of us with PE's Just put in my application for PE Japan trip. I think going forward it looks like the days of CC complimentary TI for PE is gone for us now. SAD.....as Trump would say!!! Link to comment Share on other sites More sharing options...
Rare MicCanberra Posted November 29, 2017 #148 Share Posted November 29, 2017 STOP PRESS !!! I just went into ANZ Cards site, re travel insurance. Believe it or not...ANZ Credit Card Travel Insurance goes over from QBE to ALLIANZ on 11 April 2018. !!!:evilsmile: You need to read all about it, conditions, honouring etc. In their reply to me yesterday arvo, QBE said nothing about the ANZ change over. Bummer, they had better not change conditions for existing holders. Link to comment Share on other sites More sharing options...
Rare MicCanberra Posted November 29, 2017 #149 Share Posted November 29, 2017 Thanks That is a real pain - the Q&A is pretty much identical to how Westpac's change was handled Existing approved PE cover continues The problem comes when you apply with exactly the same PE's for Allianz underwritten cover - in my experience they will reject you (I'll be delighted to be proven wrong) I'm glad this thread was started recently as it prompted me to apply for PE cover for our August trip - which Allianz had declined PE cover for based on my Westpac Black card Guess I'll be shopping around for 2019 - but that's next years challenge... Good luck to others impacted This sounds ominous, ANZ 's conditions are weakening as well then. Link to comment Share on other sites More sharing options...
Rare MicCanberra Posted November 29, 2017 #150 Share Posted November 29, 2017 Just in case people were wondering about NAB as an alternative for those with Pre Existing conditions - I just spoke to QBE and that cover does not include PE's or provide the option for cardholders to apply for PE coverSo not an option for those of us with PE's That was one CC I was looking at as well.:( Link to comment Share on other sites More sharing options...
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