Mine was not so much interruption, but cancellation due to my wife being in the hospital. Royal reimbursed me 50% of fare less the $100 cancellation fee (NRD). Put a claim via Chase CC (Allianz was the insurer) for the trip interruption and cancellation benefit. After providing proof of the hospital stay and medical issues, I was reimbursed for the amounts that I was exposed to. It took about a little over a month, and this was during the Pandemic.