jcool Posted August 6, 2016 #1 Share Posted August 6, 2016 I am going to pay off my cruise. The do date is coming up soon. I am thinking about getting the early bird special. The problem I am having is my job my boss gives me the days and she can take it away any time she wants. I am getting the insurance from carnival. How does the insurance work? If I need to cancel for any reason? Should I keep the pass guess rate or go with the early bird? Link to comment Share on other sites More sharing options...
tonit964 Posted August 6, 2016 #2 Share Posted August 6, 2016 We always book the Past Guest rate as we don't like the restrictions of Early Saver. Link to comment Share on other sites More sharing options...
riclop Posted August 6, 2016 #3 Share Posted August 6, 2016 I am going to pay off my cruise. The do date is coming up soon. I am thinking about getting the early bird special. The problem I am having is my job my boss gives me the days and she can take it away any time she wants. I am getting the insurance from carnival. How does the insurance work? If I need to cancel for any reason? Should I keep the pass guess rate or go with the early bird? Do you mean early saver??? Link to comment Share on other sites More sharing options...
Ruby0704 Posted August 6, 2016 #4 Share Posted August 6, 2016 You may want to check your insurance!! Unless you done a special policy or added cancel for any reason that isn't usually covered!! Link to comment Share on other sites More sharing options...
Micahs Grandad Posted August 6, 2016 #5 Share Posted August 6, 2016 Past guest is usually better if you could have a problem with date but based on possibility of losing vacation time is cruising a good idea in your situation? Link to comment Share on other sites More sharing options...
Need2Bcruzin Posted August 6, 2016 #6 Share Posted August 6, 2016 Both Early Saver and Past Guest have penalties if you cancel after your final payment date. Link to comment Share on other sites More sharing options...
louanne93 Posted August 6, 2016 #7 Share Posted August 6, 2016 Anyone know how the insurance works if you purchase Carnivals insurance after the final payment date and need to cancel? We booked the Military rate. Link to comment Share on other sites More sharing options...
Micahs Grandad Posted August 6, 2016 #8 Share Posted August 6, 2016 Anyone know how the insurance works if you purchase Carnivals insurance after the final payment date and need to cancel? We booked the Military rate. I would check your policy as plans can be different. Link to comment Share on other sites More sharing options...
jcool Posted August 6, 2016 Author #9 Share Posted August 6, 2016 Micah’s You are right but I love cruising. Riclop yes I meant early saver I know in the old days if you cancel for any reason Carnival insurance would take 25% of the money and then the rest of the money they would put on future cruise is that the same way now? Thanks everyone for your help Link to comment Share on other sites More sharing options...
crusinpsychRN Posted August 6, 2016 #10 Share Posted August 6, 2016 Insurance is cheaper from other outlets like Travel Guard. Link to comment Share on other sites More sharing options...
Nic6318 Posted August 6, 2016 #11 Share Posted August 6, 2016 Anyone know how the insurance works if you purchase Carnivals insurance after the final payment date and need to cancel? We booked the Military rate. Hi there We have used Carnival's insurance a few times...we didn't need to use it, but if you call, I am sure they would be able to send you an email copy of the policy. If not the insurance company itself would be able to do that. I had to call them once to clarify some points of the policy and I found them to be very helpful. One thing I am pretty sure of, is that the Carnival policy will not cover "cancel for any reason" if you purchase after final payment. hope this helps Link to comment Share on other sites More sharing options...
TEXASMUNK Posted August 6, 2016 #12 Share Posted August 6, 2016 When you get insurance you have to be sure that it covers, employment vacation cancellation and or "cancel for any reason" Both cost more than the standard policy. Link to comment Share on other sites More sharing options...
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