silversurf Posted January 14, 2022 #1 Share Posted January 14, 2022 If I have booked a cruise then can’t get travel insurance due to age and medical conditions, can I get my deposit back from the cruise company? Link to comment Share on other sites More sharing options...
dog Posted January 14, 2022 #2 Share Posted January 14, 2022 10 minutes ago, silversurf said: If I have booked a cruise then can’t get travel insurance due to age and medical conditions, can I get my deposit back from the cruise company? What company? Link to comment Share on other sites More sharing options...
silversurf Posted January 14, 2022 Author #3 Share Posted January 14, 2022 Just a hypothetical question really. But we have booked with P and O for 2023. I have tried to get a few quotes from different companies. some won’t cover my medical conditions, I will be 78 when we sail and some don’t cover over 75s Had to get quotes for this year as most don’t cover more than 12 months ahead. Link to comment Share on other sites More sharing options...
Aulanis Posted January 14, 2022 #4 Share Posted January 14, 2022 1 hour ago, silversurf said: If I have booked a cruise then can’t get travel insurance due to age and medical conditions We were in a similar position in December we had 2 cruises booked for later this year that we booked using FCCs from March 2020 ! As that was a bonus we didnt bother getting insurance for 2021 so our previous policy was from May 2019. We wanted to book an expensive cruise for nov 22 and as we were parting with real cash decided to get cover before we booked. Of course we were a few years older but pre conditions were the same but I think anything breathing or heart related now flag up as even more serious due to the affect covid might have on these conditions. Anyway we managed to scrape through with the 5th or 6th co we asked and a hefty medical excess! I think part of the trouble was we wanted a worldwide annual policy as having 3 cruises it made sense to to do that. It was around £900 so that is £150 each per cruise which is like £10 a day each. Didnt turn out too well in the end as we didnt book the last cruise as Omicron came on the scene a couple of days after we secured the insurance! Did you try for a quote for just the cruise you booked and did you try the P&O "preferred" insurer. I hope you can find cover but if not hope P&O will let you cancel this early without penalty or maybe a lower "administration" fee. If they say you should have had insurance before you booked you could ask them what this means " Travel Insurance Already booked with us? Now it’s time to arrange your travel insurance. " On their website Here https://www.pocruises.com/travel-insurance Link to comment Share on other sites More sharing options...
Bloodgem Posted January 15, 2022 #5 Share Posted January 15, 2022 Have you tried InsureandGo. Link to comment Share on other sites More sharing options...
Rare Harters Posted January 15, 2022 #6 Share Posted January 15, 2022 The Martin Lewis Money Saving Expert website has an article on travel insurance for those with medical conditions. From that, we tried Staysure which would insure us but at a very hefty price. But, it was either that or nothing Link to comment Share on other sites More sharing options...
ann141 Posted January 15, 2022 #7 Share Posted January 15, 2022 Staysure and AllClear will cover most medical conditions but at a cost Link to comment Share on other sites More sharing options...
KBs mum Posted January 18, 2022 #8 Share Posted January 18, 2022 On 1/14/2022 at 5:34 PM, silversurf said: Just a hypothetical question really. But we have booked with P and O for 2023. I have tried to get a few quotes from different companies. some won’t cover my medical conditions, I will be 78 when we sail and some don’t cover over 75s Had to get quotes for this year as most don’t cover more than 12 months ahead. Ask to insure the holiday, not a time period. Can be organised further in advance. Also try Staysure. They cater for those with medical conditions. Not the cheapest company, but have a good reputation. Link to comment Share on other sites More sharing options...
sharton Posted January 29, 2022 #9 Share Posted January 29, 2022 Try Avanti travel insurance for over 70s. I found them do you have the best price and the cover was acceptable and included cruise cover. Good luck. Link to comment Share on other sites More sharing options...
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