There are those here that are already into retirement, also made a good salary, also saved >10% in their 401Ks, may have lived frugally while the kids were growing up, are done paying for college, etc that now look at how much retirement they have, including SSA, and may say to themselves that they worked hard all their life and now want to splurge a bit and enjoy it.
Youre on the right track to be one of those people one day and you’ll be splurging too 😁