phabric Posted October 18, 2017 #3651 Share Posted October 18, 2017 I think it was this thread, where someone had posted a site for Canadians where you can register when you leave Canada encase anything happens. I have lost that thread. Anybody have it? Link to comment Share on other sites More sharing options...
Schplinky Posted October 18, 2017 #3652 Share Posted October 18, 2017 I think it was this thread, where someone had posted a site for Canadians where you can register when you leave Canada encase anything happens. I have lost that thread. Anybody have it? Do you mean this? https://travel.gc.ca/travelling/registration Link to comment Share on other sites More sharing options...
phabric Posted October 18, 2017 #3653 Share Posted October 18, 2017 Do you mean this? https://travel.gc.ca/travelling/registration Yes, thanks, I had saved it for Jan and July trips out of Canada and some how deleted it. Link to comment Share on other sites More sharing options...
YoHoHo Posted October 18, 2017 #3654 Share Posted October 18, 2017 Unfortunately Chase Canada has stopped taking application for the Amazon and Marriott Visa cards. We have the Amazon card and had seen the Marriott but never got around to applying. I did like its perqs. Tried last week and see that they have stopped. Hope they keep the cards active for a while as there is very little choice in Canada and no reward cards w/o those Foreign Currency transaction fees. I am sure most people don't even know they are paying them. Link to comment Share on other sites More sharing options...
SensFan11 Posted October 18, 2017 #3655 Share Posted October 18, 2017 Unfortunately Chase Canada has stopped taking application for the Amazon and Marriott Visa cards. We have the Amazon card and had seen the Marriott but never got around to applying. I did like its perqs. Tried last week and see that they have stopped. Hope they keep the cards active for a while as there is very little choice in Canada and no reward cards w/o those Foreign Currency transaction fees. I am sure most people don't even know they are paying them. I don't personally have it, but the Rogers MasterCard looks appealing. They charge a foreign conversion fee, but then subsidize it with a larger cash back credit of 4%. Its the card I'd get if I didn't already have one of the Chase cards. http://www.greedyrates.ca/blog/rogers-platinum-mastercard-credit-card-review/ Link to comment Share on other sites More sharing options...
Ourusualbeach Posted October 18, 2017 #3656 Share Posted October 18, 2017 For those that already have the Marriott Visa take a look at the Starwood Amex card. After a $1500 spend in your first 3 months you will get 25,000 Starwood points which can now be converted to 75,000 Marriott points. Not bad for paying the first years annual fee of $120 and then cancelling. Link to comment Share on other sites More sharing options...
OntarioTraveller Posted October 18, 2017 #3657 Share Posted October 18, 2017 For those that already have the Marriott Visa take a look at the Starwood Amex card. After a $1500 spend in your first 3 months you will get 25,000 Starwood points which can now be converted to 75,000 Marriott points. Not bad for paying the first years annual fee of $120 and then cancelling. I have that card as well. No break on f/x but the points add up quickly, the welcome bonus is good,we have enjoyed many free hotel stays.... Link to comment Share on other sites More sharing options...
YoHoHo Posted October 18, 2017 #3658 Share Posted October 18, 2017 For those that already have the Marriott Visa take a look at the Starwood Amex card. After a $1500 spend in your first 3 months you will get 25,000 Starwood points which can now be converted to 75,000 Marriott points. Not bad for paying the first years annual fee of $120 and then cancelling.I had looked at that card too but really wanted to avoid those transaction fee. Was not looking for a new 'everyday card" but one I would use when traveling and for purchasing cruises. That card does have nice room benefits though. But every purchase processed by a foreign bank (technically does not have to be a foreign currency as some US residents learned even buying in USD) is a loss. The fee is more than the point values received. And if that hotel is in a foreign land what card would I take to travel? I laughed when TD called to offer me a big sign-up deal when rolling out another "travel" card. It had fees that I would get charged if I used the card when traveling. Seemed so ironic. The hassle with my Amazon card is the limit is low, which is actually what I wanted (limiting risk on internet / foreign transactions) so for final payment on a more expensive cruise I have to make a partial, pay the card, pay the balance. Hmmm, just occurred to me I probably could have just made a payment to put me in a credit balance on the card and then make the one payment. Link to comment Share on other sites More sharing options...
Ourusualbeach Posted October 19, 2017 #3659 Share Posted October 19, 2017 I had looked at that card too but really wanted to avoid those transaction fee. Was not looking for a new 'everyday card" but one I would use when traveling and for purchasing cruises. That card does have nice room benefits though. But every purchase processed by a foreign bank (technically does not have to be a foreign currency as some US residents learned even buying in USD) is a loss. The fee is more than the point values received. And if that hotel is in a foreign land what card would I take to travel? I laughed when TD called to offer me a big sign-up deal when rolling out another "travel" card. It had fees that I would get charged if I used the card when traveling. Seemed so ironic. The hassle with my Amazon card is the limit is low, which is actually what I wanted (limiting risk on internet / foreign transactions) so for final payment on a more expensive cruise I have to make a partial, pay the card, pay the balance. Hmmm, just occurred to me I probably could have just made a payment to put me in a credit balance on the card and then make the one payment. I'm not sure how you figure that the fee is more than the points value received. I used the card for a couple months, met the $1500 spend and received my 25000 point sign up bonus that I converted to Marriott points. The card will be cancelled before another annual fee is due. For the $120 CDN annual fee I received enough points to book well over $1000 worth of hotel rooms.. Used 35000 points to book one night at the Marriott downtown Montreal for the F1 race next year, that room alone was $800 per night. I haven't paid for a hotel room in the last 3-4 years. Usually I can find something nice for around 15,000 points that has a nightly rate of around $200US per night. Well worth the annual fee. Link to comment Share on other sites More sharing options...
SensFan11 Posted October 19, 2017 #3660 Share Posted October 19, 2017 I'm not sure how you figure that the fee is more than the points value received. I used the card for a couple months, met the $1500 spend and received my 25000 point sign up bonus that I converted to Marriott points. The card will be cancelled before another annual fee is due. For the $120 CDN annual fee I received enough points to book well over $1000 worth of hotel rooms.. Used 35000 points to book one night at the Marriott downtown Montreal for the F1 race next year, that room alone was $800 per night. I haven't paid for a hotel room in the last 3-4 years. Usually I can find something nice for around 15,000 points that has a nightly rate of around $200US per night. Well worth the annual fee. I think what they're saying is that the foreign currency conversion/transaction fee is more than the value of the points. Even if the points you get result in a 2% reward, that's lost when you use it in the US or another country, as the credit card company will tack on 2.5% ABOVE AND BEYOND the exchange rate. Link to comment Share on other sites More sharing options...
Ourusualbeach Posted October 19, 2017 #3661 Share Posted October 19, 2017 I think what they're saying is that the foreign currency conversion/transaction fee is more than the value of the points. Even if the points you get result in a 2% reward, that's lost when you use it in the US or another country, as the credit card company will tack on 2.5% ABOVE AND BEYOND the exchange rate. Thanks. That makes sense. Link to comment Share on other sites More sharing options...
Dixie1337 Posted October 19, 2017 #3662 Share Posted October 19, 2017 I don't personally have it, but the Rogers MasterCard looks appealing. They charge a foreign conversion fee, but then subsidize it with a larger cash back credit of 4%. Its the card I'd get if I didn't already have one of the Chase cards. http://www.greedyrates.ca/blog/rogers-platinum-mastercard-credit-card-review/ My husband has this card - good choice for anyone who travels to the us for business ;) Link to comment Share on other sites More sharing options...
CGinMTL Posted October 20, 2017 #3663 Share Posted October 20, 2017 FYI - NCL is having an "CAD at par" sale. Link to comment Share on other sites More sharing options...
Rare A&L_Ont Posted October 20, 2017 #3664 Share Posted October 20, 2017 FYI - NCL is having an "CAD at par" sale. I wonder if their cabin prices for Canadians just increased 35% before the sale was announced? That would be a page right out RC books. ;):') Link to comment Share on other sites More sharing options...
peperadar Posted October 20, 2017 #3665 Share Posted October 20, 2017 I wonder if their cabin prices for Canadians just increased 35% before the sale was announced? That would be a page right out RC books. ;):') We tried to take advantage of this offer, but since we are after final payment date, NCL is not budging. Our spa mini-suite went down over $1,000. Note to self: just before final payment is due check prices again because after that date, too bad, so sad. Link to comment Share on other sites More sharing options...
Rare A&L_Ont Posted October 20, 2017 #3666 Share Posted October 20, 2017 We tried to take advantage of this offer, but since we are after final payment date, NCL is not budging. Our spa mini-suite went down over $1,000. Note to self: just before final payment is due check prices again because after that date, too bad, so sad. Can you upgrade for the price difference? Link to comment Share on other sites More sharing options...
peperadar Posted October 20, 2017 #3667 Share Posted October 20, 2017 Can you upgrade for the price difference? Upgrade fee to get a fair chance at a H4 or H2 would mean a minimum of $1,500 ea. Not happening for us. Link to comment Share on other sites More sharing options...
Rare A&L_Ont Posted October 20, 2017 #3668 Share Posted October 20, 2017 Upgrade fee to get a fair chance at a H4 or H2 would mean a minimum of $1,500 ea. Not happening for us. Yah, I would not either. Link to comment Share on other sites More sharing options...
monctonguy Posted October 24, 2017 #3669 Share Posted October 24, 2017 Here's an excerpt from something I read this morning. (y)"Remember 73 cents? That's where the Canadian dollar stood as recently as early May. We're now almost a dime later, and the loonie is forecast to spike higher still, possibly to 87 cents by the end of next year, or about 14 cents ahead of where we were in the spring. That's the latest projection from Bank of Nova Scotia. JPMorgan Chase sees a far faster surge, to 86 cents by the first quarter of 2018. Others aren't as bullish as Scotiabank and JPMorgan. But many analysts have nonetheless revised their forecasts, and see the loonie climbing in the wake of the Bank of Canada's sudden summer shift." Got my doubts we are going to see .87 by end of year..more like .77 or worse at this point....was really hoping the upward trend would continue......got my cruise booked in CAD but for OBC and spending $$ once on the cruise..anything over the 1.30 exchange really hurts! Link to comment Share on other sites More sharing options...
westerngardener Posted October 24, 2017 #3670 Share Posted October 24, 2017 Got my doubts we are going to see .87 by end of year..more like .77 or worse at this point....was really hoping the upward trend would continue......got my cruise booked in CAD but for OBC and spending $$ once on the cruise..anything over the 1.30 exchange really hurts! I agree. Things have certainly changed since I posted this. :'):') Link to comment Share on other sites More sharing options...
monctonguy Posted November 3, 2017 #3671 Share Posted November 3, 2017 Any updates on the OBC charge...dollar floating around the high end of .77 certainly isn't helping things.. Link to comment Share on other sites More sharing options...
comcry Posted November 4, 2017 #3672 Share Posted November 4, 2017 Hello. I cruise tomorrow. I have Canadian that I need to exchange and I'm wondering what the exchange rate is and does anyone know the carnival surcharge for doing this? Sent from my SM-N950W using Forums mobile app Link to comment Share on other sites More sharing options...
Ourusualbeach Posted November 4, 2017 #3673 Share Posted November 4, 2017 Hello. I cruise tomorrow. I have Canadian that I need to exchange and I'm wondering what the exchange rate is and does anyone know the carnival surcharge for doing this? Sent from my SM-N950W using Forums mobile app You should ask your question on the Carnival boards. Link to comment Share on other sites More sharing options...
phabric Posted November 7, 2017 #3674 Share Posted November 7, 2017 I have a cruise booked for 2019 on the Symphony booked in CDN. Under booked cruises, at the top it shows my $$$ CDN OBC there is a ?, click on - "Today's OBC exchange rate is listed below. This exchange rate can fluctuate until you make your first purchase using OBC. At that time, your exchange rate will be locked. $1.00US = $1.26Cdn" Link to comment Share on other sites More sharing options...
moopetguy Posted November 7, 2017 #3675 Share Posted November 7, 2017 I got off the phone with RCI Gifts & Gear a few minutes ago. For purchases of OBC, they quoted today's rate as being $1.27 CAD to $1.00 USD. That's not bad in the sense that it's very close to, or even slightly better than the current mid-market rate that I just looked up (per xe.com). Link to comment Share on other sites More sharing options...
Recommended Posts
Please sign in to comment
You will be able to leave a comment after signing in
Sign In Now