What happens to travel ins. purchased through Celebrity on a Move-Up bid?

[LB_NJ]

If you purchased travel insurance through Celebrity and win a Move-Up bid what happens?

 

Is there an insurance surcharge?

 

Are you covered for the new fare price?

 

[CHEZMARYLOU]

There was no surcharge and from what I remember the $ paid for the move up was not covered by insurance.

[deliver42]

The insurance is based on the original booking

[NMTraveller]

What about Captains Club points?

[PTC DAWG]

53 minutes ago, NMTraveller said:

What about Captains Club points?

They remain the same as the original booking I believe.  

[cruisestitch]

That is correct .   Captains Club points stay the same as the original booking.

[paulh84]

22 hours ago, CHEZMARYLOU said:

There was no surcharge and from what I remember the $ paid for the move up was not covered by insurance.

 

8 hours ago, deliver42 said:

The insurance is based on the original booking

 

Is this documented somewhere? It's no where mentioned in the Term and Conditions. 

 

The Cancelation Waiver where you get 100% reimbursed for covered reasons or 90% for essentially Canel for Any Reason are not part of the insurance policy. That portion mentions only:

 

*offers our valued guests the opportunity to receive a refund from Celebrity (beyond the standard refund policy published in our cruise brochure) for those otherwise non-refundable cruise vacation- related costs prepaid to Celebrity, should you cancel your cruise vacation for the reasons stated below.

 

*Through CruiseCare, Celebrity will waive their standard cancellation provision and refund to you IN CASH the otherwise non-refundable value of the unused portion of your prepaid cruise vacation, should you or your traveling companion need to cancel your cruise vacation for any one of the following reasons (subject to the restrictions noted below*).

 

*In the event that you choose to cancel for a reason not authorized above or for a reason that is otherwise restricted, at any time up until departure, and you have purchased the CruiseCare, Celebrity Cruises will provide you a cruise credit equal to 90% of the non-refundable value (excluding Flights by CelebritySM, previously known as ChoiceAir) of your Cruise Vacation prepaid to Celebrity, for your use toward a future cruise.

 

*In no event shall the amount reimbursed for Trip Interruption exceed 150% of the amount You prepaid for Your Trip.

 

Very few of the other benefits directly correlate to the overall cost of the trip and have a maximum coverage value noted instead. You could very easily argue your original fare + upgrade fare is the amount you prepared for your trip (as the policy states).