Posted February 14th, 2013, 09:36 PM
Equally as important as the Health Insurance, is trip cancelation insurance, in case you can't make the trip. If you can't go at the last minute, you stand to lose the cost of the entire trip. For most plans, you need to purchase the insurance within 21 days of booking the trip to get the pre-existing coverage, which I think is extremely important. We had insurance last year through TripInsuranceStore.com, and got a full refund on our Holiday Market Cruise as well as the cost of the non refundable airline tickets due to my wife's hip surgery literally a few weeks before our trip. I liked two things about TripInsuranceStore: their website gives you a deep understanding of what coverage is out there and compares pros and cons and costs of 5 or 6 insurance plans. Secondly, I liked the personal service I got communicating with the owner via phone or email to get the plan best suited for us. There are small things you don't know about like coverage that includes continued care once you get home from your trip and the difference between Primary and Secondary Health Insurance. Anyway, I encourage you to read that website, as it it explains things in a non intimidating manner using examples of past passengers' experiences. I have no financial or personal connection, to them, but sometimes the best way to thank someone for a job well done is to let others know about your positive experience.