iamtrustworthy

Hi fstuff1, Insurance prices are regulated by the States so it's the same price no matter where you buy it from. Steve Dasseos

Hi Lojay2, > If I do not list the trip in the insurance information and I get delayed or cancelled on my return flight, does the travel insurance kick in (Allianz upgraded plan with Covid protection) to get me home or are they just going to cover the cruise cost? I'm not qualified to answer any questions about Allianz. Nineteen (19) years ago I was their predecessor Access America's 9th largest seller. I discovered some important information about how their polices work and on 7/31/2003 we parted ways. I've never regretted that decision. Steve Dasseos

Hi ChucktownSteve, In the last five months I've been getting more requests like yours. It appears that many people who sell travel insurance have stopped helping their customers with claims. Unfortunately, claims are taking longer to process. I updated this Blog post on July 14th, too: https://tripinsurancestore.com/blog/why-are-travel-insurance-claims-taking-so-long-to-process/ Steve Dasseos

Hi keokukjoe, Thank you for your kind words. Steve Dasseos

Hi FetaCheese, I'm that guy. Thank you for your kind words. I am very thankful for the favor and kind words I have received on Cruise Critic. The editors have let me do six multi-month long Q & As in the last 5 years. Here's the Cruise Critic Q & A I recently finished: https://boards.cruisecritic.com/forum/2558-qa-cruise-insurance-with-steve-dasseos-of-the-tripinsurancestorecom-jan-22/ Here's the archived link to the Q & A I did in Dec 2020 and Jan 2021 that was re-opened in June 2021: https://boards.cruisecritic.com/forum/2500-qa-cruise-insurance-with-steve-dasseos-of-the-tripinsurancestorecom-read-only/ I also did a Q & A on Cruise Critic for June 2020: https://boards.cruisecritic.com/forum/2484-qa-cruise-insurance-w-steve-dasseos-of-the-tripinsurancestorecom-june-2020-read-only/ Steve Dasseos

Hi Don, It depends on your current ages. You must be under age 75 for basic membership. At 75 and older, the price and eligibility changes. Steve Dasseos

Hi breezer, You don't have to tell them if you have the Geo Blue Trekker. Steve Dasseos

Hi 39august, Besides the Trip Interruption coverage, check out the Trip Delay coverage, too. All the plans I know well work like this: Trip Delay Trip Delay is reimbursement for meals and accommodations that you might incur if your trip’s departure or your return home is delayed for a covered reason like you test positive for Covid two days before the end of a trip and a doctor puts you into a medically-imposed quarantine. You’ll be reimbursed up to the daily limit for meals and accommodations (to the policy maximum) if your departure is delayed for more than the number of hours required for a covered reason during your trip. Steve Dasseos

Hi Hank, We help everyone with claims. I enjoy helping people get their claims paid, but after 28 months of suffering through covid, claimants aren't as patient as they were pre-covid. Steve Dasseos

Hi clan, Are you aware that the plan you will get from the cruise line is not a real travel insurance plan? It is a "Pre-Departure Waiver" Plan. What is commonly known as a “pre-departure waiver / protection” plan is mostly a promise to pay on the part of the cruise line, tour operator or travel supplier for the trip cancellation and trip interruption benefits. These plans can include elements of insurance to pay claims for trip delays, accident and sickness medical benefits, evacuation and/or baggage protection. Is everything called “travel insurance” really insurance? No. The phrases “travel insurance”, “trip insurance” and “cruise insurance” are glibly thrown around causing many people to assume all plans are essentially the same – they are not. And there are a few important differences that many people are not aware of. I hope this helps you. Steve Dasseos

Hi CK57, > Most European cities are going to charge much higher rates for Covid isolation I look at last minute hotel rates every day as I'm talking to people who are asking about the quarantine coverage and the prices are a lot less that they assumed. In addition, many hotels give special rates to their existing guests if they have to be quarantined. Steve Dasseos

Hi SempreMare, I'm sorry about the delay responding. I hope you get better fast. Geo Blue said "As long as it was not a competition, Hot Air Ballooning is not listed as an exclusion". Steve Dasseos

Hi Kathy, You're welcome. You might want to check to see if the Princess Travel Protection's medical is primary or secondary. It's been secondary but it might've changed to primary. Steve Dasseos