Gambling Question

[Mandy412]

T-48 to my first cruise! So it looks like the casino is cash free....if it's tied to your account, does it come up as a charge on your credit card or cash advance? Sorry if it's a basic question.

[crp46]

I was just on the Breakaway. You can put cash into the slot machines. If you want to get more money, you can go to the cashier and get it. It goes on your room if you have a credit card on file. There is a $100 minimum and they charge you 5%. Not sure how it shows up on the room charge.

[SuiteCruiser]

T-48 to my first cruise! So it looks like the casino is cash free....if it's tied to your account, does it come up as a charge on your credit card or cash advance? Sorry if it's a basic question.

 

Only the Breakaway and Getaway have downloads, all others you have to go to the Cashier.

 

The charges show up as a total at the end of the cruise, so no cash advances, just the one charge.

[Mandy412]

Great! I'd much rather deal in cash.

[cb at sea]

Cash is king...bring cash for your gambling expenses.

[BirdTravels]

Most folks use cash. Bring cash with you ATM charges a hefty $5.99 service charge. All casino transactions are in US dollars

[Mandy412]

Thank you for the info...my bank is the devil and waives service charges for atm transactions that aren't theirs which makes it too easy to tip over and get more money.

[asubaru]

My experience on the Epic:

 

You could download money straight from the machines and individual transactions would be listed on your statement as a casino withdrawal. There was a 3% fee unless you were a Golden or VIP card holder.

 

 

 

T-48 to my first cruise! So it looks like the casino is cash free....if it's tied to your account, does it come up as a charge on your credit card or cash advance? Sorry if it's a basic question.

[bbryan5]

So it looks like the casino is cash free

 

Not sure where you heard this.. it's not true (unless very recently changed.) I've been on the Breakaway 2 times (as recent as this past May) and have used cash at the slots, hold'em, craps, ect.. Also, if you take out money on your room card that's linked to a credit card, it is ABSOLUTELY not treated as a cash advance. Hope this helps :D:D:D

[spidybabe]

We have only used cash on everyone of our trips, in slot machines and at the tables.

Safe sailing

[Sand and Seas]

T-48 to my first cruise! So it looks like the casino is cash free....if it's tied to your account, does it come up as a charge on your credit card or cash advance? Sorry if it's a basic question.

 

On your credit card all you will see is a grand total of everything you charged to your room onboard. Does not show as a cash advance. The casino will charge you a 3% fee to advance you cash unless you are Golden or above in their slot club. Make sure you are signed up for their slot club and using the card so that you get credit for your play. Some of us get offers for 'free' cruises after we return home:cool:

[Moby0215]

T-48 to my first cruise! So it looks like the casino is cash free....if it's tied to your account, does it come up as a charge on your credit card or cash advance? Sorry if it's a basic question.

 

 

A cash free casino? I had to laugh a little. Could I ask what made you think that? As others have previously stated, cash is surely accepted. I'm not sure why anyone would charge it to the room and pay the 3%? I guess if you didn't bring cash and wanted less than $200 then the 3% would be less than the atm fee of $5.95.

 

 

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[Mandy412]

A cash free casino? I had to laugh a little. Could I ask what made you think that? As others have previously stated, cash is surely accepted. I'm not sure why anyone would charge it to the room and pay the 3%? I guess if you didn't bring cash and wanted less than $200 then the 3% would be less than the atm fee of $5.95.

 

 

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It's not that far fetched as there is a casino in upstate New York that didn't/doesn't accept cash. You had to load cash onto your players card and the machine accessed money that way. As for where the idea came from, I read about the transaction fee multiple times but never saw anything about using cash.

[BingoSlots]

Does anyone know if you hit a big dollar amount (I know, I know, very rare on these tight cruise casinos) what the tax rate is?

 

Meaning is there an amount you have to hit before you get taxed? If you get taxed, how much? My experience is it's state by state but I am not sure once you are in international waters.

[dd2355]

Have a look at this thread: http://boards.cruisecritic.com/showthread.php?t=2199362

[whenisthemidnightbuffet?]

Does anyone know if you hit a big dollar amount (I know, I know, very rare on these tight cruise casinos) what the tax rate is?

 

Meaning is there an amount you have to hit before you get taxed? If you get taxed, how much? My experience is it's state by state but I am not sure once you are in international waters.

 

For US residents $1200 and above is a taxable event. Taxes are your responsibility to file and pay they will give you the appropriate tax form with your winnings. State you live in file in dictate the % and Federal tax would be whatever bracket you fall in.

[asubaru]

For USA residents: You will receive a WG2 for any slot/video poker jackpot $1200.00 and over. You shouldn't have tax withheld if you have proper identification. This is also true for all of the United States; it does not vary by state. It is a federal reg.

 

You are probably thinking about state withholding, which some states have.

 

 

 

 

Does anyone know if you hit a big dollar amount (I know, I know, very rare on these tight cruise casinos) what the tax rate is?

 

Meaning is there an amount you have to hit before you get taxed? If you get taxed, how much? My experience is it's state by state but I am not sure once you are in international waters.

[sparks1093]

For US residents $1200 and above is a taxable event. Taxes are your responsibility to file and pay they will give you the appropriate tax form with your winnings. State you live in file in dictate the % and Federal tax would be whatever bracket you fall in.

 

Actually any winnings are a taxable event, it's only reported by the casino if it's above $1200 (of course if it's not reported by the casino it probably won't be reported by the individual, but that doesn't mean the winnings aren't taxable;)).

[Mandy412]

Does anyone know if you hit a big dollar amount (I know, I know, very rare on these tight cruise casinos) what the tax rate is?

 

Meaning is there an amount you have to hit before you get taxed? If you get taxed, how much? My experience is it's state by state but I am not sure once you are in international waters.

 

I like how you think.....I'm planning to win also.

[jakesnana]

Maybe what the OP was talking about it when he said "cashless" is that the slots do not pay out cash any longer, you have to upload your winnings to your player's card or print out a ticket. I've heard other people describe this as "cashless".

[Moby0215]

It's not that far fetched as there is a casino in upstate New York that didn't/doesn't accept cash. You had to load cash onto your players card and the machine accessed money that way. As for where the idea came from, I read about the transaction fee multiple times but never saw anything about using cash.

 

 

Key words being "load cash onto players card"

 

 

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