Traveler's Checks

[MissMapp]

Has anyone ever had trouble cashing traveler's checks on board?

[Kwenz]

No problems encountered

[Shaco]

The ship's purser knows Travelers checks are backed by the institution that issued them, such as American Express, therefore making Travelers checks much safer not only for you, but for the one taking that kind of check.

 

As long as the signature on the TC matches the signature signed at cashing, TC are no problem.

 

Shaco

[wallie5446]

Our problem is our branch of BOA quit doing them :D

[MissMapp]

Thanks for the replies. We will be arriving at our starting port a day before we sail, and too early in the morning to check into our hotel. I was concerned about walking around with more cash than I normally carry.

[MissMapp]

Our problem is our branch of BOA quit doing them :D

 

That's unfortunate. I hope that's not the case with my BOA branch. :(

[Johnny Heedless]

Strange.

 

Nearly every place on the planet now takes Visa and MasterCard. There's ATMs on nearly every corner of every city that provide far better exchange rates than any local bank or exchange kiosk.

 

To top it off, most decent credit cards give 2% cash back or equally valuable airline or hotel points.

 

If your credit card is ever compromised, you're never held accountable for any of the charges.

 

Why in the world would anyone pay hefty transaction fees to buy travel checks and they fret about trying to find the rare few places that still accept them?

 

It's no wonder BoA has stopped issuing them.

[dkjretired]

If you do decide to get them, don't try and use them off the ship. Fewer and fewer places are accepting travelers checks, they are going the way of the telegram. Too many other better options.

[jamona2311]

I work at a bank n we haven't had anyone ask for them in quite a while. To many customers reported not being able to use them anymore because of counterfeiting. And yes with debit cards being so convenient, that's become the preferred choice for travel funds.

[Lsimon]

I haven't used travelers checks in 30 years. If we're carrying a lot of cash we split it up and each carry some in hidden money belt type pockets worn under our clothing. Look on Amazon or the travel supplies web sites as there are lots of different styles of these. A good place to carry passports (when you're not expecting to need them) and backup credit cards too.

[SixOneTwo]

If you're a member of AAA you can get them there with no transaction fee. Our local AAA sells TCs in US funds or Euros.

 

They can be cashed on the ship. You can also cash them at an American Express office.

 

Yes, there are plenty of other alternatives out there now, but some still use traveler's checks and they also are completely protected from loss or theft, as long as you have your receipt.

[Christine Frances]

We always use TC's (pay no fees).when we bring large amounts of cash on a cruise. We were on a 6 week trip this summer with a week in Rome and a week in a Paris along with two cruises. We have both a Euro and USD accounts at our bank and we started watching rates and buying both currency's 14 months before we travelled We had enough Euros/US to pay for our apt rentals, all our tours etc and we just used the Eclipse and the Silhouette as our bank lol. We would never try to cash them anywhere but on the ship.

 

If we had waited and used ATMs we would have lost .07 cents on the dollar because we were able to purchase most of our funds when our $ was high.. We just took the unused TCs home and re deposited them to our account Works well for us

 

 

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[Despegue]

Traveller checks are not accepted in Europe and most of Asia.

[law1956]

I've always brought travelers checks to cash on board for casino use. Are there any problems still using these dinosaurs at the pursers desk on Celebrity?

[Turtles06]

What's a traveler's check? ;)

[attilamom1217]

I use traveler's checks for my gambling money. The cashier on board will cash them. ditto in Las Vegas.

 

My bank does not charge fees if you have certain levels of accounts with them; otherwise, it is $5.00 to puchase the traveler's checks.

 

We like them as it is easy to keep track of gambling money.

[CallyCruzer]

We always take traveler's checks for our gambling money on our European cruises - much easier than dealing with carrying around large sums of US cash and the Foreign Currency. Celebrity will cash up to $1,000 per day I think.

[Christine Frances]

I've always brought travelers checks to cash on board for casino use. Are there any problems still using these dinosaurs at the pursers desk on Celebrity?

 

Not at all:D

[MissMapp]

The reason for my original post is that I want (need????) cash for the ship's casino. And since our upcoming cruise is a TA with a total of nine sea days, I thought I might find myself in the casino more often than on a non-TA. I've never been charged a fee to get AMEX traveler's checks from BoA, so I think I'll get some. I can always turn them back in when I get back home if I don't use all of them. Thanks to all for the feedback and discussion!

[Kate45]

Although we have found many places don't take them (or even know how to process them - ie. Walmart in the US), we will be taking them on our cruise this weekend. They are better than cash because of the guarantee of replacement if lost or stolen. And some places, like taxis, only take cash. We are planning on doing our own excursions from shore and will need cash. A credit or debit card will do us no good.

[ghstudio]

The reason for my original post is that I want (need????) cash for the ship's casino. And since our upcoming cruise is a TA with a total of nine sea days, I thought I might find myself in the casino more often than on a non-TA. I've never been charged a fee to get AMEX traveler's checks from BoA, so I think I'll get some. I can always turn them back in when I get back home if I don't use all of them. Thanks to all for the feedback and discussion!

 

while I only need a $20 bill to fund my gambling during a cruise...which, of course, grows to cover the entire cost of the cruise....travelers checks are ideal ways to carry larger sums of money...for those that need that, of course.

 

(note: some of this message is a bit of a stretch....)