marco Posted November 23, 2019 #1 Share Posted November 23, 2019 On a TA on the QM2 is the on board account is US dollars or British pounds or can it be either (passenger's choice)? Link to comment Share on other sites More sharing options...
Rare BlueRiband Posted November 23, 2019 #2 Share Posted November 23, 2019 The on board account is always in US dollars on all Cunard ships. Link to comment Share on other sites More sharing options...
Underwatr Posted November 23, 2019 #3 Share Posted November 23, 2019 I believe they may offer (like many merchants) to convert your account to your home currency before running the charge to your credit card, but it will be at an exchange rate of their choosing which is guaranteed to be worse than your own bank's exchange rate plus whatever fees your bank might charge. Link to comment Share on other sites More sharing options...
majortom10 Posted November 23, 2019 #4 Share Posted November 23, 2019 (edited) Always in US$ and on our last TA 3rd-17th Nov our account was automatically charged to my credit card in US$ and then credit card company did the conversion to UK£. Edited November 23, 2019 by majortom10 Link to comment Share on other sites More sharing options...
Bigmike911 Posted November 23, 2019 #5 Share Posted November 23, 2019 2 hours ago, Underwatr said: I believe they may offer (like many merchants) to convert your account to your home currency before running the charge to your credit card, but it will be at an exchange rate of their choosing which is guaranteed to be worse than your own bank's exchange rate plus whatever fees your bank might charge. They cannot automatically do this. They have to ask the customer if he or she wants it to be charged in their home currency. This is like shops in other parts of the world. You are correct the conversion will likely be higher than the credit card pass through, since the merchant gets a negotiated cut of the merchant fee. Link to comment Share on other sites More sharing options...
Underwatr Posted November 23, 2019 #6 Share Posted November 23, 2019 That's why I said they'd offer. Usually with a vague statement about how helpful it is for you (it isn't). Link to comment Share on other sites More sharing options...
Host Hattie Posted November 24, 2019 #7 Share Posted November 24, 2019 That's never happened to me on Cunard. It happens fairly frequently elsewhere and one restaurant in Spain made the choice for me until I made them cancel the £ transaction and process it again in €. Link to comment Share on other sites More sharing options...
majortom10 Posted November 24, 2019 #8 Share Posted November 24, 2019 As far as my experience Cunard have never "offered" to convert my onboard account at the end of the cruise to UK£ they have always charged it in US$ and then left it to my credit card company to convert at a better rate. Link to comment Share on other sites More sharing options...
exlondoner Posted November 24, 2019 #9 Share Posted November 24, 2019 4 minutes ago, majortom10 said: As far as my experience Cunard have never "offered" to convert my onboard account at the end of the cruise to UK£ they have always charged it in US$ and then left it to my credit card company to convert at a better rate. Ditto. Link to comment Share on other sites More sharing options...
Underwatr Posted November 24, 2019 #10 Share Posted November 24, 2019 (edited) Fair enough. Since my cards are in US$ I don't have direct experience. The offer is widespread in Europe and the UK on my US$ cards. Edited November 24, 2019 by Underwatr Link to comment Share on other sites More sharing options...
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