$hip$hape Posted September 5, 2014 #3651 Share Posted September 5, 2014 (edited) We just got the card 2 weeks ago and it has the "chip". Weve never had a card with it what difference does it make? Anyone know? Your new card, with chip technology, makes it difficult to counterfeit. (It's not a true "chip and PIN" card, as issued in Europe) It still has a magnetic strip, so you can swipe and sign in the USA. For merchants in Europe that accept chip transactions, insert your card into the card reader and sign. No PIN required – If asked to provide a PIN when traveling outside the U.S. , simply tell the merchant your card only requires a signature. However, to reiterate an issue; if someone steals your card they do not need a PIN number, only a signature, to make a transaction. ?! An automated card reader (no person involved, such as in a train station) may or may not accept your card/transaction. Also, anytime you DO use your PIN number, it's considered a "Cash Advance" and a fee is charged. Any discussion? Edited September 5, 2014 by $hip$hape Link to comment Share on other sites More sharing options...
Kylie Posted September 14, 2014 #3652 Share Posted September 14, 2014 I have never received notifications of any bonus points....how do I sign up for that?? can't find it on the website....:o I'm not sure why we get it. It comes every few months or when the last bonus offer runs out usually. I hope to keep getting them since I just assumed everyone did. Link to comment Share on other sites More sharing options...
Happy Sails 2 U Posted September 15, 2014 #3653 Share Posted September 15, 2014 I have never received notifications of any bonus points....how do I sign up for that?? can't find it on the website....:o I have not received any notices about earning bonus points, either, but I looked around and clicked around, and and voila! Sign in 4 white tabs, mid page, click on "rewards" on right side middle of the page, click on "learn more about...." click on "earn bonus points" explore, find store, score! Good luck! HS2U :) Link to comment Share on other sites More sharing options...
jaja Posted September 15, 2014 #3654 Share Posted September 15, 2014 I have not received any notices about earning bonus points, either, but I looked around and clicked around, and and voila! Sign in 4 white tabs, mid page, click on "rewards" on right side middle of the page, click on "learn more about...." click on "earn bonus points" explore, find store, score! Good luck! HS2U :) Thanks ! I had seen that....but I was confused by other posts...thought some people were getting NCL specific offers via mail....:confused: Link to comment Share on other sites More sharing options...
Jamisonke Posted September 16, 2014 #3655 Share Posted September 16, 2014 Thanks ! I had seen that....but I was confused by other posts...thought some people were getting NCL specific offers via mail....:confused: I do get offers for bonus points in the mail frequently (every other week, it seems). I've noticed they are frequently the same offers to be found online, so don't worry that you're missing something. Link to comment Share on other sites More sharing options...
jaja Posted September 16, 2014 #3656 Share Posted September 16, 2014 I do get offers for bonus points in the mail frequently (every other week, it seems). I've noticed they are frequently the same offers to be found online, so don't worry that you're missing something. ;) thanks Link to comment Share on other sites More sharing options...
Theresa522 Posted September 19, 2014 #3657 Share Posted September 19, 2014 Hi, just wondering if I put my monthly car insurance bill on the credit card will it count towards the $100 statement credit. Also, what if I put $500 more down towards my cruise? Or does it have to be $500 in retail store purchases. Thanks in advance.. Link to comment Share on other sites More sharing options...
MrMike45 Posted September 26, 2014 #3658 Share Posted September 26, 2014 Literally just completed the application and was approved for the card. Should be receiving it before our mid-October cruise. If I use it for our on-board account/credit I give when I check in, will whatever we spend be at 2x points? Link to comment Share on other sites More sharing options...
Tricialy Posted September 26, 2014 #3659 Share Posted September 26, 2014 Literally just completed the application and was approved for the card. Should be receiving it before our mid-October cruise. If I use it for our on-board account/credit I give when I check in, will whatever we spend be at 2x points? It sure will! Link to comment Share on other sites More sharing options...
Happy Sails 2 U Posted September 26, 2014 #3660 Share Posted September 26, 2014 (edited) Literally just completed the application and was approved for the card. Should be receiving it before our mid-October cruise. If I use it for our on-board account/credit I give when I check in, will whatever we spend be at 2x points? Just as Tricialy said, plus anything you buy that is NCL-related, will earn you double points on your Master Card account, and this includes cruise tickets purchased via a 3rd party TA (because it is actually NCL that gets paid, not the travel agency), OBC that you buy one way or another; shipboard purchases via auctions, or duty free shops, plus service charges, and TIPS! (that's right, you go right to the guest service desk and say, "please add $30 as a tip to our cabin steward," and they will, and she/he will get it, and you'll get double points); also, all online purchases for casino money, dining or entertainment or gifts or excursions. If it goes to NCL's coffers, whether you pay via your onboard account or on line, as long as you are paying with your NCL credit card, you will get 2 pts per dollar. If your travelmate(s) aren't into collecting points, you can put all of their sign and sail charges on your NCL card. Then, NCL will apply their charges to their cabin statements, but with your credit card on account, and you'll get double points for those expenditures, too. You can settle with your friends/family later on. Happy Sails! Edited September 26, 2014 by Happy Sails 2 U Link to comment Share on other sites More sharing options...
MrMike45 Posted September 26, 2014 #3661 Share Posted September 26, 2014 It sure will! Nice, that plus the 10k bonus pts should be a decent total for our next cruise in April. Thank you :) Link to comment Share on other sites More sharing options...
TardisDance Posted September 26, 2014 #3662 Share Posted September 26, 2014 The new offer is a $50 NCL giftcard after spending $500 in 90 days plus 10,000 points that can translate into $100 obc. Has anyone seen a better offer in the past? I already have the card, but my husband is thinking about applying and using it for a cruise we may take in Oct 2015. Sent from my SPH-L710 using Forums mobile app Link to comment Share on other sites More sharing options...
Theresa522 Posted September 26, 2014 #3663 Share Posted September 26, 2014 The new offer is a $50 NCL giftcard after spending $500 in 90 days plus 10,000 points that can translate into $100 obc. Has anyone seen a better offer in the past? I already have the card, but my husband is thinking about applying and using it for a cruise we may take in Oct 2015. Sent from my SPH-L710 using Forums mobile app I recently got mine and received 10,000 bonus points plus $100 statement credit after I spend 500 Link to comment Share on other sites More sharing options...
Rhea98 Posted October 30, 2014 #3664 Share Posted October 30, 2014 Question about the application - does anyone know if there's a table on the NCL ship (any ship) where you're offered an additional incentive to sign up for the credit card on board? I did this in January on board the Carnival Splendor and got good freebies plus extra points. Nisky18, what did you discover on your cruise? I'm pretty sure the applications are there, but did you find any other incentives? I cruise in 2 weeks so I'll see for myself if you or no one responds. I expect the 10,000 points plus maybe the $50. card would be OBC. I get better points for travel with my AARP Visa but need a MC for a specific store. This one seems to offer the best bonus ATM. Link to comment Share on other sites More sharing options...
Nisky18 Posted October 30, 2014 #3665 Share Posted October 30, 2014 There is a flier with the first day's documents in the cabin. There are bonus points and obc but the NCL incentive is lousy compared to Carnival s. I'll get the file and post info later. Cheryl Link to comment Share on other sites More sharing options...
Rhea98 Posted October 30, 2014 #3666 Share Posted October 30, 2014 Thanks. Link to comment Share on other sites More sharing options...
cruisingcouple2010 Posted November 11, 2014 #3667 Share Posted November 11, 2014 Just wanted to post our experience today for some people on here. Im pretty sure I had read on several post that if you wanted to exchange your reward point from the NCL card you needed to do it 8-10 weeks ahead of time. I will tell you this is 100% false. All you need is you cruise info and your card info and call the #. It took a whole 20 minutes and we had a email with the pdf file attach showing out conversion to OBC. So heads up you cant always believe what you read on here. It was simple and easy. Fyi we was advised you can call and do this 24-48 prior to departure. Andit should on our NCL account within 10 minutes. Link to comment Share on other sites More sharing options...
Jamisonke Posted November 12, 2014 #3668 Share Posted November 12, 2014 This may have been answered somewhere in the 3600+ posts in this thread, but is OBC earned from points refundable or non-refundable? Link to comment Share on other sites More sharing options...
$hip$hape Posted November 12, 2014 #3669 Share Posted November 12, 2014 This may have been answered somewhere in the 3600+ posts in this thread, but is OBC earned from points refundable or non-refundable? Help me understand your question; If you want "refundable points", why not just cash in your points instead of getting an OBC? Then, use the cash to pay your NCL Mastercard bill (and get more points). Link to comment Share on other sites More sharing options...
Jamisonke Posted November 12, 2014 #3670 Share Posted November 12, 2014 Help me understand your question; If you want "refundable points", why not just cash in your points instead of getting an OBC? Then, use the cash to pay your NCL Mastercard bill (and get more points). I have just gotten cash in the past. I just disembarked the Jade today and noticed on the statement that they were very clear about what was refundable vs. non-refundable OBC. As such, I wanted to know which category the OBC resulting from using points fell into. Link to comment Share on other sites More sharing options...
candygirl27540 Posted November 12, 2014 #3671 Share Posted November 12, 2014 They are refundable. Link to comment Share on other sites More sharing options...
Rhea98 Posted November 24, 2014 #3672 Share Posted November 24, 2014 Here's a copy of the offer I found onboard Epic last week. nclmc.pdf Link to comment Share on other sites More sharing options...
violettewaits Posted December 6, 2014 #3673 Share Posted December 6, 2014 I just signed up for the card and received it in the mail today. I couldn't resist the $150 OBC signup bonus towards my next cruise. How do I know that I received my credit? Will I get a letter or anything or will NCL just automatically apply it towards my next cruise? Can I choose which cruise I'd like it applied for, if I have more than one booked? I don't see anything in the papers I received about this bonus, so any help is appreciated. Link to comment Share on other sites More sharing options...
violettewaits Posted December 8, 2014 #3674 Share Posted December 8, 2014 Sorry, I meant to write, not the points OBC but the gift card promotion they are currently running. Will NCL actually just send me a gift card, or is it via BofA? Does anyone know how long that generally takes? Thanks!! I just signed up for the card and received it in the mail today. I couldn't resist the $150 OBC signup bonus towards my next cruise. How do I know that I received my credit? Will I get a letter or anything or will NCL just automatically apply it towards my next cruise? Can I choose which cruise I'd like it applied for, if I have more than one booked? I don't see anything in the papers I received about this bonus, so any help is appreciated. Link to comment Share on other sites More sharing options...
jensmi Posted December 9, 2014 #3675 Share Posted December 9, 2014 Sorry, I meant to write, not the points OBC but the gift card promotion they are currently running. Will NCL actually just send me a gift card, or is it via BofA? Does anyone know how long that generally takes? Thanks!! The gift card I believe came from Bank of America, once I met the $500 in charges requirement - I didn't have to request it. I can't remember how long it took, maybe a couple weeks after the end of the billing period. The 10,000 points also was there once the first billing period ended after the first charge was made. To use those points for OBC or to apply to cost of the cruise, I had to make a call, but it was pretty painless. Hope this helps. Link to comment Share on other sites More sharing options...
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