OBC refunded to CC or cash?

[luckyinpa]

i read a few different forums and cant remember if it was royal or someone else that will stop you at the ship exit and force you to go to guest services to get cash instead of the OBC being put on your CC.

[Ourusualbeach]

1 minute ago, luckyinpa said:

i read a few different forums and cant remember if it was royal or someone else that will stop you at the ship exit and force you to go to guest services to get cash instead of the OBC being put on your CC.

That was NCL.pulling that crap. 

[Biker19]

1 hour ago, luckyinpa said:

i read a few different forums and cant remember if it was royal or someone else that will stop you at the ship exit and force you to go to guest services to get cash instead of the OBC being put on your CC.

Avoid any issue by cashing your OBC via the casino slot machine.

[jencruzin]

1 hour ago, luckyinpa said:

i read a few different forums and cant remember if it was royal or someone else that will stop you at the ship exit and force you to go to guest services to get cash instead of the OBC being put on your CC.

When you say "CC" do you mean credit card, as in placing remnant OBC back on it? You'd rather have cash, because if they place it back onto your credit card, there is a certain percentage service fee, so you wouldn't want it back on the credit card!

[luckyinpa]

ive never see any fees deducted from my obc.. also id think on this forum people would be complaining if there was such a hidden fee

[Biker19]

6 minutes ago, jencruzin said:

because if they place it back onto your credit card, there is a certain percentage service fee

Very unlikely with most credit card issuers.

[jencruzin]

23 minutes ago, Biker19 said:

Very unlikely with most credit card issuers.

RCL does it, not the card issuer. Well, at least they used to.

[twangster]

Refundable OBC is automatically applied to your CC assuming you have one on file.  No fees applied in my experience.  

 

Non-refundable OBC is lost if you don't spend it or cash it out one way or another.

[c-leg5]

22 minutes ago, jencruzin said:

RCL does it, not the card issuer. Well, at least they used to.

Are you confusing losing points? I have never had any fees charged.

[lovesthebeach2]

1 hour ago, Biker19 said:

Avoid any issue by cashing your OBC via the casino slot machine.

I may have to do that on one of our booked cruises. Please refresh me how to do that, we never have stepped foot in the casino….total virgins.

[Ourusualbeach]

1 hour ago, jencruzin said:

When you say "CC" do you mean credit card, as in placing remnant OBC back on it? You'd rather have cash, because if they place it back onto your credit card, there is a certain percentage service fee, so you wouldn't want it back on the credit card!

Never had a fee for a refund...which is what this is.  You may lose out on any points or reward miles but that would be all. 

[Biker19]

25 minutes ago, lovesthebeach2 said:

I may have to do that on one of our booked cruises. Please refresh me how to do that, we never have stepped foot in the casino….total virgins.

Download the OBC to the slot machine, hit cash out (you don't have to play) then take it to the cashier window to get your cash.

[Cigar King]

56 minutes ago, jencruzin said:

RCL does it, not the card issuer. Well, at least they used to.

I'm not sure when they might have done this, but, I have had OBC refunded many times in the past decade and I have never been charged a fee.  It's just like any other refund.

[lovesthebeach2]

28 minutes ago, Biker19 said:

Download the OBC to the slot machine, hit cash out (you don't have to play) then take it to the cashier window to get your cash.

Thanks. I’ll ask someone how to get into the machine. I’m clueless. 
do you know how much were allowed to take out at a time?

[Biker19]

Just now, lovesthebeach2 said:

do you know how much were allowed to take out at a time?

Usually, $500.

[firefly333]

8 minutes ago, lovesthebeach2 said:

Thanks. I’ll ask someone how to get into the machine. I’m clueless. 
do you know how much were allowed to take out at a time?

It's not that easy. You sign in with your birthday. I think month and day. I put in month and year and it locked me out and I had to get help.

 

To even start in some machines you put your card in the slot, allure, liberty  grandeur ... did oasis and it took me a while. You wave the card at the slot not put the card in. It's a chipped card on oasis. I'm a novice, hardly better than what you say a virgin.

 

You get $6 promotional which is $8 if within first 24 hours. I use this up first. Click on promotional and transfer. This cant be cashes out. Only winnings. Lol I tried because I wanted to change machine and got a slip cents on the dollar. ..I just was confused how to change machines.

 

Transfer from your room is easy ..it just puts a charge against your cabin, like buying a drink or whatever. I see biker says $500 limit.

Edited May 11, 2023 by firefly333

[Mum2Mercury]

Question:  Can you use OBC to reserve a Next Cruise?  

[Biker19]

1 minute ago, Mum2Mercury said:

Question:  Can you use OBC to reserve a Next Cruise?  

No.

[bayou cruiser]

• Just go to guest services on the last afternoon/evening and cash out.  So easy, never had a problem.

[texmex.ferr]

2 hours ago, lovesthebeach2 said:

Thanks. I’ll ask someone how to get into the machine. I’m clueless. 
do you know how much were allowed to take out at a time?

We don't know how to use the machines in the casino either, but if you go to the Casino desk, they can give you a step by step instruction card of how to use your promotion $$, which also sets up your account.   Once set up, transfer your OBC from your card to the machine, then cash out, and take the ticket to the cashier in the casino 

 

[Mum2Mercury]

21 minutes ago, Biker19 said:

No.

I thought that was the answer, but I was hoping I was wrong. 

I have a good bit of OBC and would've liked to use it this way.  

[Biker19]

22 minutes ago, Mum2Mercury said:

I have a good bit of OBC and would've liked to use it this way.  

Financially there's no diff, just a bit less convenient to have to cash in the OBC first. Actually, if you have a reward credit card, you would be ahead by putting the deposit on that and getting cash for the OBC.

Edited May 11, 2023 by Biker19

[steveru621]

15 hours ago, jencruzin said:

When you say "CC" do you mean credit card, as in placing remnant OBC back on it? You'd rather have cash, because if they place it back onto your credit card, there is a certain percentage service fee, so you wouldn't want it back on the credit card!

 

There is no service fee.

[Mum2Mercury]

12 hours ago, Biker19 said:

Financially there's no diff, just a bit less convenient to have to cash in the OBC first. Actually, if you have a reward credit card, you would be ahead by putting the deposit on that and getting cash for the OBC.

I see where you're going -- but I will probably spend less than my OBC, so it would be nice not to have to fiddle around with writing a check and being refunded OBC.  A matter of money in one pocket vs. the other pocket.  

2 hours ago, steveru621 said:

There is no service fee.

You're asking about fees if they refund a portion of OBC to your credit card?  

No, no fees.  I know for sure because I have left the ship having spent less than my OBC, and I've seen the refunded money hit my credit card ... took a couple days /less than a week.  All very fair.  

[jencruzin]

3 hours ago, steveru621 said:

 

There is no service fee.

...no more, I gather, but there used to be.