Morecruisesplz Posted August 1, 2023 #2701 Share Posted August 1, 2023 Can someone recommend a sure fire way to get stock obc approved? We have 7 cruises booked and I would like to submit them all at once. The last cruise that I tried I emailed it and never got a reply or obc. Thanks in advance. Link to comment Share on other sites More sharing options...
Another_Critic Posted August 1, 2023 #2702 Share Posted August 1, 2023 (edited) 31 minutes ago, fredmdcruisers said: Can someone recommend a sure fire way to get stock obc approved? We have 7 cruises booked and I would like to submit them all at once. The last cruise that I tried I emailed it and never got a reply or obc. Thanks in advance. https://rcg.questionpro.com/shareholderbenefit Not sure fire, but the easiest method. People have different experiences with both email and the online "survey". So, YMMV. Edited August 1, 2023 by Another_Critic Link to comment Share on other sites More sharing options...
nelblu Posted August 1, 2023 #2703 Share Posted August 1, 2023 41 minutes ago, Another_Critic said: https://rcg.questionpro.com/shareholderbenefit Not sure fire, but the easiest method. People have different experiences with both email and the online "survey". So, YMMV. I have no problem applying online. You can enter as many sails /reservations #s and only one proof of ownership. 1 Link to comment Share on other sites More sharing options...
Another_Critic Posted August 1, 2023 #2704 Share Posted August 1, 2023 Just now, nelblu said: I have no problem applying online. You can enter as many sails /reservations #s and only one proof of ownership. As I said, it's YMMV. I've applied online with no response, then emailed. I've emailed with no response, then applied online. Both times I gave it about a week before using the alternate method. I have no clue which method actually triggered the OBC in those cases. Link to comment Share on other sites More sharing options...
nelblu Posted August 1, 2023 #2705 Share Posted August 1, 2023 47 minutes ago, Another_Critic said: As I said, it's YMMV. I've applied online with no response, then emailed. I've emailed with no response, then applied online. Both times I gave it about a week before using the alternate method. I have no clue which method actually triggered the OBC in those cases. Sorry for your frustration. On one occasion, I wasn't getting any responses to my request and decided to fax instead. Got a response within a week. Fax: RCG #: 305.373.6699 1 Link to comment Share on other sites More sharing options...
mattg43 Posted August 3, 2023 #2706 Share Posted August 3, 2023 I've always emailed the form and proof. I get a response within a couple days. Link to comment Share on other sites More sharing options...
grandgeezer Posted August 5, 2023 #2707 Share Posted August 5, 2023 On 7/13/2023 at 5:05 AM, BND said: Well, the market has improved a bit in the last couple of months so all our stocks are doing well. Outside of the funds we're invested in, we have individual stocks in several companies-Alphabet (Google), Amazon,Pfizer, John Deere, GE, GE Healthcare, RCL, and a few others. We are in the current position (I'm retired and DH is retiring this Dec) that we are pulling profits and moving them into more stable cash and CD's. Anyway, point is, RCL was never a stock we would have normally bought. It can and has been pretty volatile. I can't think of another stock that we own that took such a big hit, although we knew it would recover. Hope you bought Amazon when they had the IPO in 1995. If you had bought $1,000 worth, including all the splits, it would be worth almost $1.9 billion 2 Link to comment Share on other sites More sharing options...
grandgeezer Posted August 5, 2023 #2708 Share Posted August 5, 2023 1 minute ago, grandgeezer said: Hope you bought Amazon when they had the IPO in 1995. If you had bought $1,000 worth, including all the splits, it would be worth almost $1.9 billion I meant $1.9 million. 1 Link to comment Share on other sites More sharing options...
BND Posted August 5, 2023 #2709 Share Posted August 5, 2023 (edited) 3 hours ago, grandgeezer said: I meant $1.9 million. $1,000 in 1995 wasn't something we just had laying around. We had just bought our first single family home (third home purchase overall) and stocks weren't on our radar. We were busy funding our 401K's. But, that's okay, overall we have more than that in our retirement funds. Edited August 5, 2023 by BND Link to comment Share on other sites More sharing options...
sunonfire Posted August 9, 2023 #2710 Share Posted August 9, 2023 I used the online form and received my onboard credit within a week for my February 2024 cruise. Link to comment Share on other sites More sharing options...
grandgeezer Posted August 9, 2023 #2711 Share Posted August 9, 2023 On 8/5/2023 at 1:22 PM, BND said: $1,000 in 1995 wasn't something we just had laying around. We had just bought our first single family home (third home purchase overall) and stocks weren't on our radar. We were busy funding our 401K's. But, that's okay, overall we have more than that in our retirement funds. You must be a lot younger. We haven’t paid interest on anything since 1985. Worked hard put the maximum allowed in my 401k fund for the twenty four years I could. Saved well, did really well in the stock market, and was able to retire in 2001 and move to Arizona. Since then we’ve basically did anything we wanted to and travelled anytime and any place we wanted. 2023…. We too have almost that amount left in the 401 k. Cash and cash equivalents, and property, a little over 1/2 more. Son, daughter in law, and our one grandson will enjoy the life they deserve and nothing could make us happier. Link to comment Share on other sites More sharing options...
LittleJoefromKokomo Posted August 9, 2023 #2712 Share Posted August 9, 2023 On 8/1/2023 at 11:24 PM, Another_Critic said: As I said, it's YMMV. I've applied online with no response, then emailed. I've emailed with no response, then applied online. Both times I gave it about a week before using the alternate method. I have no clue which method actually triggered the OBC in those cases. I have also used both methods, one got approved and the other one got rejected, for the same cruise. Reason for the rejection was that my surname on file with Royal didn't match the name on my paper from my bank. Same name, but a a letter in the Swedish alphabet that is in my surname (å), doesn't match with the English alphabet. The Swedish letter "å" Royal translates it to an "a", (å=a) and therefore they said thait my surname didn't match the one on my bank statement. However a day later I got an emai saying that my OBC was approved, still don't know if the email or the subimitt form was the one that was rejected/approved 1 Link to comment Share on other sites More sharing options...
BND Posted August 10, 2023 #2713 Share Posted August 10, 2023 (edited) 4 hours ago, grandgeezer said: You must be a lot younger. We haven’t paid interest on anything since 1985. Worked hard put the maximum allowed in my 401k fund for the twenty four years I could. Saved well, did really well in the stock market, and was able to retire in 2001 and move to Arizona. Since then we’ve basically did anything we wanted to and travelled anytime and any place we wanted. 2023…. We too have almost that amount left in the 401 k. Cash and cash equivalents, and property, a little over 1/2 more. Son, daughter in law, and our one grandson will enjoy the life they deserve and nothing could make us happier. I'm 63 and DH is 65. DH is retiring in Dec. I retired 3 years ago. We have three pensions plus several other sources of income. We have no mortgage and no debt. We can do anything we want. Just met with our CFP today and discussed how much we want to supplement our pensions and SS when DH retires from our other investments. I'm not sure what exactly your point is. 28 years ago, we didn't have a lot. We do now. That was all my point was. I'm not going to say exactly how much we have in our investments but it is more than 2. Edited August 10, 2023 by BND Link to comment Share on other sites More sharing options...
Suzieanna Posted August 10, 2023 #2714 Share Posted August 10, 2023 in 1995 I was just about breaking even with my pay and outgoings. Shares and investments were for other people. Now, I have probably lost more money investing than I have made!! whoops!! Link to comment Share on other sites More sharing options...
yogimax Posted August 10, 2023 #2715 Share Posted August 10, 2023 5 hours ago, Suzieanna said: Now, I have probably lost more money investing than I have made!! whoops!! Thank you for your honesty! If you believed the majority of posters, they never lose money investing. 4 Link to comment Share on other sites More sharing options...
grandgeezer Posted August 10, 2023 #2716 Share Posted August 10, 2023 14 hours ago, BND said: I'm 63 and DH is 65. DH is retiring in Dec. I retired 3 years ago. We have three pensions plus several other sources of income. We have no mortgage and no debt. We can do anything we want. Just met with our CFP today and discussed how much we want to supplement our pensions and SS when DH retires from our other investments. I'm not sure what exactly your point is. 28 years ago, we didn't have a lot. We do now. That was all my point was. I'm not going to say exactly how much we have in our investments but it is more than 2. My original comment was how much Amazon stock would be worth if you would have bought $1,000 worth on its IPO in 1995. The second was a response to your reply on my first one. My brother is a CFP and he was on me for years about me having too much money in the stock market for my age. He was eating big time crow until the pandemic. Since then he’s had the upper hand, but I’m still way ahead of the game compared to where I’d be if I would have taken his advice. I have capital gains and dividends reinvested in my account, no fresh money since I retired. I wouldn’t worry about money. When you reach a certain age, mine was 72, you are required by law to take a yearly minimum yearly distribution from you’re IRA, or 401k. It is based on your balance on December 31, and your age. In my case it was a total of about $150k after federal taxes, in the previous three years. Vanguard won’t withhold state taxes for Arizona. I get a nice pension, we both get social security, and we have a nice income from money markets, CD’s, and some other mutual funds. Enjoy your retirement and money will not be a problem. Link to comment Share on other sites More sharing options...
firefly333 Posted August 10, 2023 #2717 Share Posted August 10, 2023 14 hours ago, BND said: I'm 63 and DH is 65. DH is retiring in Dec. I retired 3 years ago. We have three pensions plus several other sources of income. We have no mortgage and no debt. We can do anything we want. Just met with our CFP today and discussed how much we want to supplement our pensions and SS when DH retires from our other investments. I'm not sure what exactly your point is. 28 years ago, we didn't have a lot. We do now. That was all my point was. I'm not going to say exactly how much we have in our investments but it is more than 2. I'm not sure but seems like you keep posting you dont know much about stocks, but you are rich enough to afford a good advisor? You have so little of rcl doesnt matter anyway. You dont know short or long term where rcl is going and dont care. You are just going to hold your rcl anyway, and your stock guy concurs, no brainer. .. about sum it up. I'm perplexed when someone says they dont know about stocks and keeps posting ... but they have a guy. But you have nothing to contribute and arent interested enough to learn about stocks. Dependent on your guy. We have a good guy too .. but I watch stocks trade and keep up and learn. Why not decide to learn. Great you have someone to meet with. I still want to know myself. Great you did well in the past. How about rcl now? Any thoughts? Other than how rich you are so you dont care about this tiny position. If you were buying now where would you enter, where is support? Short or long. Ignorance is not bliss in my book. I'm a what have you done lately, and how about NOW. The other 2 cruiselines had awful earnings, which imo people will discount rcl earnings. Only those who cruise and book realize fares are still going up, planner stuff up. Next earnings imo should be even better. Any pertinent thought about rcl NOW? Maybe I missed it and your point is be rich enough to hire a good stock advisor. Link to comment Share on other sites More sharing options...
grandgeezer Posted August 10, 2023 #2718 Share Posted August 10, 2023 10 minutes ago, yogimax said: Thank you for your honesty! If you believed the majority of posters, they never lose money investing. If a real investor, someone who does it regularly over a period of time, said he never lost money, they’re lying. I’ve lost money on a few investments but none of them were real big (over $2k). When I was really into it, I monitored the positions and put in stop loss sell’s at a price I could live with. 1 Link to comment Share on other sites More sharing options...
Rare island lady Posted August 10, 2023 #2719 Share Posted August 10, 2023 6 hours ago, yogimax said: Thank you for your honesty! If you believed the majority of posters, they never lose money investing. And of course the casino players never lose either. 😄 2 2 Link to comment Share on other sites More sharing options...
grandgeezer Posted August 11, 2023 #2720 Share Posted August 11, 2023 2 hours ago, island lady said: And of course the casino players never lose either. 😄 I know of nobody who has said they never lose. In fact non of the people have even said they were ahead over a period of time. Link to comment Share on other sites More sharing options...
Suzieanna Posted August 11, 2023 #2721 Share Posted August 11, 2023 People ask me about investing. I always say the following:- MOST IMPORTANT ONE only invest money you are prepared to lose. Don't get over your head. Buy stocks in fields you are interested in, because hopefully you will get some fun and education in your research. For example, my main stocks are in travel. I have lots of small investments in drug companies, some doing better than others, it has to be said.. But God I so much want to see a cure for cancer, a successful sepsis test, a way of identifying brain tumors easier, so I invest in stuff like this and pray for success with more than money in mind. . Amazon started as a penny stock. I have made good money in penny stocks, but I have had 2 companies go to the wall! Don't ever think a company is too big to fail. If someone is giving you financial advice, always think about their motives. They may be getting paid to push a certain thing - e.g. crypto! Link to comment Share on other sites More sharing options...
Morecruisesplz Posted August 30, 2023 #2722 Share Posted August 30, 2023 "Your name matching the name on the reservation." is listed on the shareholder obc request. So if the joint venture statement has our names with middle initials but our reservation form does not have initials, is that considered not a match? I am trying to be sure that I get it right this try, after never our request for 3 cruises last Jan never got a response. Thx in advance for any advice. Link to comment Share on other sites More sharing options...
Another_Critic Posted August 30, 2023 #2723 Share Posted August 30, 2023 52 minutes ago, fredmdcruisers said: "Your name matching the name on the reservation." is listed on the shareholder obc request. So if the joint venture statement has our names with middle initials but our reservation form does not have initials, is that considered not a match? I am trying to be sure that I get it right this try, after never our request for 3 cruises last Jan never got a response. Thx in advance for any advice. My broker statement has middle initial, my reservations do not. It's never been an issue for me. 1 Link to comment Share on other sites More sharing options...
Jt4428 Posted September 1, 2023 #2724 Share Posted September 1, 2023 Can someone link the form for obc for owning RC stock? I can't seem to find it. TIA Link to comment Share on other sites More sharing options...
firefly333 Posted September 1, 2023 #2725 Share Posted September 1, 2023 8 hours ago, Jt4428 said: Can someone link the form for obc for owning RC stock? I can't seem to find it. TIA Here is the form, but many say just email works too. https://rcg.questionpro.com/a/TakeSurvey?tt=286lFZCRCioECHrPeIW9eQ%3D%3D Link to comment Share on other sites More sharing options...
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